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Faysal Sharia Capital Preservation Plan III

Plan Objective


The “Faysal Sharia Capital Preservation Plan-III” is an Islamic Plan under “Faysal Islamic Financial Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Shariah Compliant income/Money market component, Shariah Complaint equity Collective Investment Scheme and Islamic Banks deposit by using CPPI methodology, while aiming to providing Capital Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Brief Terms of CPPI III are presented below


Fund Type Open Ended
Pricing Mechanism Forward
Category Shariah Compliant Fund of Funds Scheme
Initial Maturity Two years
Management Fee 1% per annum of average daily Net Assets.
Minimum Investment PKR 1,000/
Trustee Central Depository Company of Pakistan Limited (CDC)
Front end Load Up to 3%
Contingent load For First Year 2%
For Second Year 1%
Risk Profile Low to Moderate
Benchmark Weighted average return of KMI 30 index and 6-months
average deposit rate of Three (3) A rated Scheduled
Islamic Banks or Islamic window of conventional
banks as selected by MUFAP based on the actual
proportion of investment in Shariah Compliant
Equity, Shariah Compliant Income/ Money
market Scheme and bank deposit made by
the allocation plan.
Transfer Agent IT Minds Limited
Legal Advisor Mohsin Tayebaly & Co.
Auditor A. F. Ferguson & Co.
Back office Accounting Services IT Minds Limited

Key Benefits


Aiming to provide 100% capital preservation upon maturity of the plan
Shariah Compliant Riba free investment
Capital Growth Opportunity
Hassle-free portfolio diversification
Upto 50% exposure in Shariah Compliant equity based on the market outlook while preserving capital
Proactive management of risk and return, by a professional team of experts
Exemption from Zakat on submission of Affidavit
Tax benefit as per Section 62 of ITO 2001

Frequently Asked Questions


What is Sharia Capital Preservation Plan III?

The “Faysal Sharia Capital Preservation Plan-III” is an Islamic Plan under “Faysal Islamic Financial Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Shariah Compliant income/Money market component, Shariah Complaint equity Collective Investment Scheme and Islamic Banks deposit by using CPPI methodology, while aiming to providing Capital Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Who can Invest?

This Product Is Suitable For Investors Who Are Seeking:
• Attractive returns through Shariah compliant equity participation along with Principal Preservation
• Proactive management and focused strategy to minimize risk through CPPI Methodology.
• Shariah complaint riba free investment with Halal profit

What if I want to take out my amount within 2 years duration?

Yes you may redeem your amount anytime however Contingent Load will be charged 2% for first year and 1% for second year.

What is plan strategy?

The strategy of the plan is to provide capital preservation while giving an opportunity to investors to takes Shariah Compliant equity exposure. The strategy employed by the management would be to essentially generate steep returns from the equity market without exposing the investors to primary risk of equity market. Investors with minimum 2 years view is expected to benefit from this investment strategy.

FSCPP-III Term Sheet
FSCPP-III Brochure
FSCPP-III Investment Form

Investment Committee

Mr. Khaldoon Bin Latif Chief Executive Officer
Mr. Ayub Khuhro Chief Investment Officer
Mr. Faisal Ali Khan CFO and Company Secretary
Syed Shahid Iqbal Sr. Fund Specialist - Fixed Income
Mr. Muhammad Akbar Latif Khan Head of Research
Mr. Khurram Salman Head of Compliance and Internal Audit
Mr. Mohammad Qasim Head of Risk