Faysal Sharia Capital Preservation Plan

Plan Objective


The “Faysal Sharia Capital Preservation Plan” is an Islamic Plan under “Faysal Sharia Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Islamic income/Money market, Islamic equity Collective Investment Scheme and Islamic Banks deposit by using CPPI methodology, while aiming to providing Capital Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Brief Terms of CPPI are presented below


Fund TypeOpen Ended
Pricing MechanismForward
CategorySharia Compliant Fund of Funds Scheme
Initial MaturityTwo years
Management Fee1.5% on AUM or if investment made in CIS Underlying Fund fee will be applicable
Minimum InvestmentPKR 1,000/
TrusteeCentral Depository Company of Pakistan Limited (CDC)
Front end LoadUp to 3%
Contingent loadFor First Year 2%
For Second Year 1%
Risk ProfileMedium
BenchmarkWeighted average return of KMI 30 index and 6-months deposit rate of (Three)3
A rated Scheduled Islamic Banks or Islamic window of conventional banks as
selected by MUFAP based on actual proportion of investment in Islamic
Equity,Islamic Income/Money Market Scheme and bank deposit made by the allocation plan.
Sharia AdvisorMufti Abdul Zahid Farooqi
AuditorA. F. Ferguson & Co.

Key Benefits


Aiming to provide 100% capital preservation upon maturity of the plan
Shariah Compliant Riba free investment
Capital Growth Opportunity
Hassle-free portfolio diversification
Upto 50% exposure in Shariah Compliant equity based on the market outlook while preserving capital
Proactive management of risk and return, by a professional team of experts
Exemption from Zakat on submission of Affidavit
Tax benefit as per Section 62 of ITO 2001

Frequently Asked Questions


What is Sharia Capital Preservation Plan?

Fund of Fund Scheme with an objective to earn a potentially competitive return through dynamic asset allocation between Islamic income, Islamic equity based Collective Investment Schemes and sharia compliant bank deposits by using CPPI methodology, while aiming to providing Capital Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes

Who can Invest?

This Product Is Suitable For Investors Who Are Seeking:
• Attractive returns through Shariah compliant equity participation along with Principal Preservation
• Proactive management and focused strategy to minimize risk through CPPI Methodology.
• Shariah complaint riba free investment with Halal profit

What if I want to take out my amount within 2 years duration?

Yes you may redeem your amount anytime however Contingent Load will be charged 2% for first year and 1% for second year.

What is plan strategy?

The strategy of the plan is to provide capital preservation while giving an opportunity to investors to take equity exposure. The strategy employed by the management would be to essentially generate steep returns from the equity market without exposing the
investors to primary risk of equity market. Investors with minimum 2 years view is expected to benefit from this investment strategy.

FSCPP Account Opening
FSCPP Investment Form
FSCPP Termsheet
FSCPP Brochure

Investment Committee

Mr. Khaldoon Bin LatifChief Executive Officer
Mr. Ayub KhuhroChief Investment Officer
Mr. Faisal Ali KhanCFO and Company Secretary
Syed Shahid IqbalSr. Fund Specialist - Fixed Income
Mr. Khurram M. Arif, CFAFund Specialist - Equities
Mr. Umer PervezDirector Research
Mr. Khurram Salman Head of Compliance and Internal Audit
Mr. Imad AnsariHead of Risk