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Plan Objective


The “Faysal Sharia Capital Preservation Plan IX” is an Islamic Plan under “Faysal Islamic Financial Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Shariah Compliant Sovereign Income/Money market component, Shariah Complaint equity Collective Investment Scheme and Islamic Banks deposit by using CPPI methodology, while aiming to providing Capital Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Brief Terms of CPPI IX are presented below


Fund Type Open Ended
Pricing Mechanism Forward
Category Shariah Compliant Fund of Funds Scheme
Initial Maturity Two years
Management Fee 1% per annum of average daily Net Assets.
Minimum Investment PKR 1,000/
Trustee Central Depository Company of Pakistan Limited (CDC)
Front end Load Up to 3%
Contingent load For First Year 2%
For Second Year 1%
Risk Profile Medium
Benchmark Weighted average return of KMI 30 index and 6-months
average deposit rate of Three (3) A rated Scheduled
Islamic Banks or Islamic window of conventional banks
or Three 3-months average deposit rate of Three (3)
AA rated Scheduled Islamic Banks or Islamic window of
conventional banks as selected by MUFAP based on the
actual proportion of investment in Shariah Complaint Equity,
Shariah compliant Sovereign Income/Money Market
Scheme and bank deposit made by the allocation plan
Legal Advisor Mohsin Tayebaly & Co.
Auditor A. F. Ferguson & Co.
Shariah Advisor Mufti Abdul Zahid Farooqi
Back office Accounting Services IT Minds Limited

All investments in mutual funds are subject to market risks. Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand the investment policies,
risks involved and tax implications. Performance data does not include cost incurred by investor in the form of sales load. All returns/figures are annualized, net of sales load and all fees including management fee

Key Benefits


Aiming to provide 100% capital preservation upon maturity of the plan
Shariah Compliant Riba free investment
Capital Growth Opportunity
Hassle-free portfolio diversification
Upto 50% exposure in Shariah Compliant equity based on the market outlook while preserving capital
Proactive management of risk and return, by a professional team of experts
Tax benefit as per Section 62 of ITO 2001

Frequently Asked Questions


What is Sharia Capital Preservation Plan IX?

The “Faysal Sharia Capital Preservation Plan IX” is an Islamic Plan under “Faysal Islamic Financial Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Shariah Compliant Sovereign Income/Money market component, Shariah Complaint equity Collective Investment Scheme and Islamic Banks deposit by using CPPI methodology, while aiming to providing Capital Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Who can Invest?

This Product Is Suitable For Investors Who Are Seeking:
• Attractive returns through Shariah compliant equity participation along with Principal Preservation
• Proactive management and focused strategy to minimize risk through CPPI Methodology.
• Shariah complaint riba free investment with Halal profit

What if I want to take out my amount within 2 years duration?

Yes you may redeem your amount anytime however Contingent Load will be charged 2% for first year and 1% for second year.

What is plan strategy?

The strategy of the plan is to provide capital preservation while giving an opportunity to investors to take Shariah Compliant equity exposure. The strategy employed by the management would be to essentially generate steep returns from the equity market without exposing the investors to primary risk of equity market. Investors with minimum 2 years view is expected to benefit from this investment strategy.

FSCPP-IX Term Sheet
FSCPP-IX Brochure
FSCPP-IX Investment Form

Investment Committee

Mr. Khaldoon Bin Latif Chief Executive Officer
Mr. Ayub Khuhro Chief Investment Officer
Mr. Faisal Ali Khan Chief Financial Officer
Mr. Shahid Iqbal Head of Fixed Income
Mr. Khurram M. Arif, CFA Head of Equity
Mr. Umer Pervez Director Research
Mr. Khurram Salman Head of Compliance and Internal Audit (non-voting)
Mr. Imad Ansari Head of Risk