customerservices@faysalfunds.com   (021) – 111 329 725

Faysal Active Principal Preservation Plan

(Under Faysal Financial Planning Fund)

Preserve and Grow

Plan Objective


The “Faysal Active Principal Preservation Plan” is an Allocation Plan under “Faysal Financial Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Sovereign income/Money market, equity Collective Investment Scheme and Banks deposit by using CPPI methodology, while aiming to providing Principal Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Brief Terms of FAPPP are presented below


Fund Type Open Ended
Pricing Mechanism Forward
Category Fund of Funds Scheme
Initial Maturity Two years
Management Fee 1% on AUM or if investment made in CIS
Underlying Fund fee will be applicable
Minimum Investment PKR 1,000/-
Front end load Upto 3%
Contingent load For First Year 2%
For Second Year 1%
Risk Profile Low to Moderate
Benchmark 70% three (3) months PKRV rates + 30% Three (3
months average deposit rates of three (3) AA rated
Banks as selected by MUFAP”), “Six (6) months
PKRV rates” and “KSE-100 Index or KMI-30 Index”
on the basis of actual proportion held by the plan in
money market, sovereign income and equity
schemes/ money market component.
Trustee Central Depository Company of Pakistan Limited
Auditor A.F.Ferguson & Co.
Back Office Accounting Services IT Minds Limited

Key Benefits


Aiming to provide 100% capital preservation upon maturity of the plan
Hassle-free portfolio diversification
Proactive management of risk and return, by a professional team of experts
Tax benefit as per Section 62 of ITO 2001
Capital growth opportunity
Upto 50% exposure in equity based on the market outlook while preserving capital

Frequently Asked Questions


What is Faysal Active Principal Preservation Plan?

The “Faysal Active Principal Preservation Plan” is an Allocation Plan under “Faysal Financial Planning Fund” with an objective to earn a potentially competitive return through dynamic asset allocation between Sovereign income/Money market, equity Collective Investment Scheme and Banks deposit by using CPPI methodology, while aiming to providing Principal Preservation of the Initial Investment Value at maturity of the plan based on the Fund Manager’s outlook on the assets classes.

Who can Invest?

This Product Is Suitable For Investors Who Are Seeking:
• Attractive returns through equity participation along with Principal Preservation
• Proactive management and focused strategy to minimize risk through CPPI Methodology.

What if I want to take out my amount within 2 years duration?

Yes you may redeem your amount anytime however Contingent Load will be charged 2% for first year and 1% for second year.

What is plan strategy?

The strategy of the plan is to provide capital preservation while giving an opportunity to investors to take equity exposure. The strategy employed by the management would be to essentially generate steep returns from the equity market without exposing the investors to primary risk of equity market. Investors with minimum 2 years view is expected to benefit from this investment strategy.

FAPPP Term sheet
FAPPP Brochure
FAPPP Investment Form

Investment Committee

Mr. Khaldoon Bin Latif Chief Executive Officer
Mr. Ayub Khuhro Chief Investment Officer
Syed Shahid Iqbal Sr. Fund Specialist - Fixed Income
Mr. Muhammad Akbar Latif Khan Head of Research
Mr. Khurram Salman Head of Compliance and Internal Audit
Mr. Mohammad Qasim Head of Risk Management