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Faysal Savings Growth Fund

Funds Overview


In line with its investment objectives, funds will be invested in a range of liquid money market and debt instruments. The investment portfolio will primarily comprise of PIB’s, Bank Deposits, Treasury Bills, debt securities (TFCs, sukuks etc) , Certificates of Investments, Spread Transactions and any other security or instruments that may be allowed by SECP.

Brief Terms of FSGF are presented below


Fund TypeOpen Ended
CategoryIncome Scheme
Risk ProfileLow
Stability RatingAA-(f) (PACRA)
Launch DateMay 12, 2007
Custodian/TrusteeCentral Depository Company of Pakistan (CDC)
AuditorErnst & Young Ford Rhodes SidatHyder
Management Fee1.50%
Front end LoadNil
Back end LoadNil
Min SubscriptionType A PKR. 5,000/- & Type B PKR 50,000/-
Benchmark75% 6M KIBOR & 25% 3M PKRV
Pricing MechanismForward
AMC RatingAM3++(JCR-VIS)

Key Benefits


No front end load
Encashment without any penalty
Invest with as low as Rs. 5,000 (Type A) and Rs. 50,000 (Type B)
Competitive returns as compare to the bank deposit
No minimum holding period of investment
Salaried / Non-salaried Investors can avail tax credit on their investment under section 62 of Income Tax Ordinance 2001 – subject to holding of investment for 24 months from investment date

FSGF Performance


YearDividend PayoutFund's Annual YieldBenchmark's Annual Yield
FY 2006-071.25%10.42%9.39%
FY 2007-0810.00%9.97%10.13%
FY 2008-0912.75%12.74%13.38%
FY 2009-1010.95%10.98%12.44%
FY 2010-1110.40%11.01%13.34%
FY 2011-1210.75%11.14%12.33%
FY 2012-137.85%8.67%9.88%
FY 2013-148.57%8.81%9.76%
FY 2014-1512.85%12.81%6.61%

Investment Objective & Strategy


In line with its investment objectives, funds will be invested in a range of liquid money market and debt instruments. The investment portfolio will primarily comprise of PIB’s, Bank Deposits, Treasury Bills, secured and unsecured listed or privately placed debt securities, Certificates of Investments, Spread Transactions and any other security or instruments that may be allowed by SECP.

Investment Committee

Mr. Razi Ur Rahman KhanCEO
Mr. Ayub KhuhroCIO
Mr. Saif HassanFund Manager (Equity)
Ms. Sania AwanActing Head of Research
Mr. Syed Shahid IqbalSR. Fund Specialist - Fixed Income